FX.co ★ US 30-Year Mortgage Rate Falls Yearly Low

As of December 31st, the average rate on a 30-year fixed mortgage fell to 6.15% from last week's 6.18%, based on Freddie Mac's data. "Beginning the year near 7%, the average 30-year fixed-rate mortgage has now reached its lowest point in 2025 this week, providing an optimistic outlook for prospective homebuyers as we transition into the new year."