In November 2025, total consumer credit in the United States saw an increase of $4.23 billion, representing a slowdown from the revised upward gain of $9.18 billion recorded in October, and falling short of the anticipated $10 billion rise. This growth corresponds to an annual rate increase of 1.0%. During this period, revolving credit experienced a decline, decreasing at an annual rate of 1.9% or $2.10 billion, after having risen by $5.41 billion in October. Conversely, nonrevolving credit, which encompasses auto and student loans, rose by 2.0% or $6.30 billion, following a $3.77 billion increase noted in the prior month.