FX.co ★ Eurozone Lending Growth Beats Expectations

In June 2025, bank lending to households within the Eurozone experienced a notable year-on-year increase of 2.2%, reaching EUR 7.016 trillion. This represents the most rapid growth since May 2023 and surpasses market expectations, which had anticipated a 1.9% rise. This upturn signals a sustained recovery in credit demand, bolstered by the European Central Bank's recent policy easing measures. Additionally, lending to businesses witnessed an uptick, increasing to 2.7% from 2.5% in May. Consequently, the overall credit growth to the private sector, which includes both households and non-financial corporations, advanced to 3% from the previous 2.8%.