The growth in housing credit in Australia has held steady at 0.6% for the second consecutive month, as reported in the latest data update on November 28, 2025. Following a similar rate in September, October's figures indicate that the rate of housing credit growth has plateaued.
Economists and market analysts are closely monitoring these consistent figures, suggesting that a range of factors may be contributing to this stabilization. Continued high-interest rates, regulatory measures, or market dynamics might be playing a significant role in tempering the pace of housing credit expansion.
As the Australian housing market remains under scrutiny, these indicators will help shape the outlook for real estate investors and policymakers, who must balance growth objectives with affordability and stability requirements. With housing credit holding firm at 0.6%, the market waits to see whether this trend will persist or if adjustments will be needed in response to evolving economic conditions.
