FX.co ★ US Consumer Credit Rises Less than Expected in October

In October 2025, the total consumer credit in the United States saw an increase of $9.18 billion. This comes after a revised gain of $11.01 billion in September and fell below market predictions, which anticipated a $10.5 billion rise. This change translates to an annual growth rate of 2.2%. Specifically, revolving credit grew at an annual rate of 4.9%, equating to a $5.41 billion rise, following a $4.30 billion increase observed in September. Meanwhile, non-revolving credit, encompassing auto and student loans, climbed by 1.2%, or $3.77 billion, after a $6.70 billion increase in the prior month.