In September 2025, electronic card transactions in New Zealand experienced a slight decline, falling by 0.5% from the previous month to a seasonally adjusted total of NZD 6.89 billion. Spending decreased across various categories, with consumables down by 1%, motor vehicles by 2.7%, apparel by 0.4%, fuel also by 1%, and durables by 0.4%. Despite these declines, the hospitality sector saw a 1.4% increase in spending. Annually, electronic card spending rose by 1% in September, following a 0.9% increase in the previous month, signaling consistent yet modest growth in consumer activity.