In September 2025, total U.S. consumer credit expanded by $13.09 billion, surpassing the revised increase of $3.13 billion in August and exceeding market predictions of a $10 billion rise. This growth translates to a 3.1% increase on an annualized basis. Revolving credit, which had fallen by $6.07 billion in August, rose by $1.65 billion, marking a 2% annual increase. Meanwhile, non-revolving credit—which encompasses auto and student loans—advanced by 2.9%, or $11.44 billion, following a $9.2 billion increase in the prior month.