Brazil’s total outstanding loan portfolio increased 0.9% month-on-month in March 2026, reaching R$7.2 trillion. Credit to companies and households rose 1.1% and 0.8%, respectively, totaling R$2.7 trillion for corporate borrowers and R$4.5 trillion for individuals.
Non-earmarked (free resource) credit reached R$4.1 trillion, an increase of 1.1%. For legal entities, this segment totaled R$1.6 trillion, driven by seasonal growth in discounted bills (8.5%), working capital with maturities of up to 365 days (9.1%), and on-demand (sight) credit card lines (14.6%).
For individuals, non-earmarked credit amounted to R$2.5 trillion, up 1.1%, supported by growth in sight credit cards (2.2%), private-sector payroll-deductible loans (10.1%), and vehicle financing (0.8%).
Directed (earmarked) credit advanced 0.7% to R$3.1 trillion, with increases of 1.2% for companies and 0.5% for households. On a yearly basis, credit to legal entities expanded 7.6%, while credit to individuals rose 10.9%.
