Net lending to individuals in the United Kingdom eased to £6.2 billion as of 2 June 2026, down from a previous reading of £8.0 billion recorded in March 2026. The latest figure signals a cooling in the pace at which households are taking on new credit, following a stronger lending month earlier in the year.
The moderation from March’s £8.0 billion peak suggests a softer appetite or tighter conditions for consumer and personal borrowing across the UK. While the data alone do not detail the drivers behind the shift, the decline in net lending may reflect changing financial conditions, evolving consumer confidence, or adjustments in lending standards since the first quarter of 2026.
