The U.S. House Price Index posted a modest acceleration in annual growth in July 2026, with prices rising 2.6% year-over-year, up from a 2.3% increase recorded in June 2026. The latest data, updated on 29 September 2026, indicate that house price appreciation is picking up slightly after a more subdued pace earlier in the summer.
Both the current and previous readings are based on year-over-year comparisons, measuring the change in prices for each month versus the same month a year earlier. The July figure of 2.6% suggests that, while not surging, housing values are strengthening compared with the prior month’s annual gain, underscoring a gradual firming in the U.S. housing market.