Australia’s invest housing finance sector lost momentum in the fourth quarter of 2025, with the indicator easing to 7.9%, down from 9.2% in the previous quarter. The slowdown highlights a tempering in the pace of investment-related borrowing in the housing market as the year drew to a close.
The previous reading of 9.2% was recorded in the third quarter of 2025, while the updated fourth-quarter figure of 7.9% reflects a softer month‑over‑month expansion in investment housing finance. According to the comparison methodology, the “Actual” value measures the change for the reported month against the prior month, while the “Previous” value captures the change in the prior month versus the month before that.
The data, updated on 11 February 2026, suggests that although investment housing finance continued to grow in late 2025, the rate of increase moderated compared with earlier in the year, pointing to a potentially cooler phase for Australia’s property investment cycle going into 2026.
