FX.co ★ Polish Consumer Mood Holds Steady in December

Poland's consumer sentiment index held steady at -9.9 in December 2025, mirroring the previous month as households offered a varied assessment of the economic landscape. Perceptions of the economic situation over the past year showed improvement, climbing to -20.6 from -22.8, yet expectations for the coming year shifted downward to -16.9 from -15.2. Household financial conditions exhibited growth, with improvements noted for both the past year (-7.0 compared to -7.5) and the upcoming year (-5.2 vs -7.3). The current ability to save significantly increased (-0.1 vs -4.1), along with enhancements in anticipated financial conditions (15.1 vs 11.8) and future saving expectations (14.3 vs 11.5), indicating heightened confidence in personal financial stability. Nonetheless, caution lingered in certain areas: the outlook for financial conditions in the year ahead saw a decline (-4.0 vs -1.9), perceptions of price trends over the preceding 12 months tempered (52.0 vs 57.9), and the inclination to make significant purchases slightly waned (-2.9 vs -2.6).