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FX.co ★ China Maintains Stability: Loan Prime Rate for 5-Year Remains Unchanged at 3.50%

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typeContent_19130:::2025-10-20T01:00:00

China Maintains Stability: Loan Prime Rate for 5-Year Remains Unchanged at 3.50%

In a strategic move reflecting stability in China's economic policy, the nation's five-year Loan Prime Rate (LPR) remains unchanged at 3.50% as of October 2025. This decision follows the country's previous stance in September 2025, holding the same rate, despite economic fluctuations and global economic pressures.

The People's Bank of China appears to be maintaining a steady course, choosing not to lower this benchmark rate further. The decision comes at a time when global markets are experiencing high volatility, and investors are keenly watching China's monetary policy as a barometer for future economic projections.

The unchanged LPR indicates a calculated approach by Chinese policymakers, potentially aiming to support long-term economic stability as the nation strives to maintain economic balance amid unpredictable global market conditions. This consistency may also signal confidence in China's current economic positioning, as it continues to recover and adapt in the post-pandemic economic landscape. The updated data was officially recorded on October 20, 2025.

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