Australia’s housing credit growth was unchanged in September 2026, holding at 0.4%, according to data updated on 30 October 2026. The rate matches August 2026’s reading of 0.4%, indicating a period of stability in mortgage lending activity.
The steady print suggests that, at least for now, housing finance conditions are neither accelerating nor slowing on a monthly basis. With two consecutive months at the same growth rate, the figures point to a housing credit market that is maintaining its current pace rather than shifting direction. Investors and policymakers will be watching upcoming releases closely for any signs of renewed momentum or a potential cooling in borrower demand.
