FX.co ★ Lifehack: how to waste money

Many people do not listen to advice, especially instructive and useful. We offer to challenge our recommendations. The topic is how to spend money quickly and inefficiently. Either it is better not to do it. Let's consider pros and cons together.

Cheaper

One of the "best" methods of saving is to stop buying high-quality expensive things replacing them by their cheap counterparts.

But the method has drawbacks: inexpensive things quickly go bad, they are inconvenient, do not deliver any joy, but, of course, they are cheap.

They say that the miser pays twice, in reality - three times and even more. In the long run, buying inexpensive things leads to constant spending.

The only reasonable way to save money is to look for a high-quality product, the cost of which does not include advertising, margins of sellers and so on. In other words, do not overpay for the brand, unless image attractiveness is important to you.

Discounts

Discounts at first glance seem to be a good way to cut costs but often turn out to be just a marketing ploy that provokes spontaneous emotional purchases.

Therefore, if you want to spend money just like that, go to the store and choose the goods with the biggest discount. To get additional joy from such shopping, after purchase, check how much these (and similar) products cost on the Internet.

In addition to money, include in the price the time spent going shopping and choosing the most "attractive" offers.

Sales

Seasonal sales, as a rule, promise 50-90% discounts on all products and long lines in which you can have a good time and even meet interesting people.

It is difficult to resist such a temptation. In addition, shop owners simply need to make room for new clothing collections, so you just help them develop the business environment.

Unfortunately, during sales there is a risk to not stay within your planned budget by buying something not very necessary, for example, boots instead of a coat or hat, a new wallet, a jacket and glasses. But you can then give them as gifts to friends and relatives for holidays.

Eat it while hot

People often say: take what you can get. A determined person acts instantly, if you think for a long time weighing all pros and cons, someone else will come and buy everything.

It is impossible to get real pleasure from shopping, if you spend days and weeks trying to understand whether you need this or that thing. Buy it, and only after that think about it. If you do not like it, you can always sell it, and maybe even at a greater price.

In addition, the larger the amount spent, the more adrenaline you get.

Tethered sheep soon starves

With an empty stomach, it is easier to go shopping, especially to grocery stores. Hunger improves the sense of smell and sharpens your vision, so there is a high probability of finding an interesting product that you haven’t even paid attention to before.

Marketers and merchandisers also made sure that the right chocolate is always at hand. They kno how to do their job and get good salary for it.

If you follow the shopping list, you can skip something interesting. It is impossible to take into account everything and, of course, it is impossible to know in advance what product sells at a discount today. Spontaneous and hungry shopping trips will always help your wallet lose weight.

Don't hide your money

Overly cautious people have special accounts to accumulate savings. Moreover, if you withdraw the amount from such a deposit, a large part of the interest profit will be lost which helps you to accumulate funds and resist the temptations.

In addition, financial advisers recommend creating emergency reserves, special kind of funds that help to survive periods of financial turmoil.

Naturally, this kind of advice makes it impossible for us to go through the thrill. Stressful situations not only help adrenaline release but also develop the imagination. It is a pity that nervous cells are never restored, and gray hair can even suits you well.