FX.co ★ Eurozone Lending Growth Beats Expectations

Bank lending to households in the Eurozone experienced a 3% increase year-on-year, reaching €7.112 trillion in December 2025. This growth surpassed market forecasts of 2.9%, indicating a sustained resurgence in credit demand, bolstered by recent policy relaxations from the European Central Bank. Additionally, lending to businesses expanded by 3%. Consequently, the overall credit growth to the private sector, encompassing both households and non-financial corporations, slightly decreased to 3.3% from a previous 3.4%.